India’s consent-first credit protocol
Credit, on your terms.
Matched offers in under 2 seconds
No name, no calls, no credit score impact
RBI DL 2025 — TSP classified
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DPDPA — Consent-native architecture
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OCEN — Protocol aligned
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Account Aggregator — Sahamati ecosystem participant
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RBI DL 2025 — TSP classified
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DPDPA — Consent-native architecture
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matched in 1.8s
Your matched options
Capital Partner A
9.2% p.a.
₹5L · 36 mo · Fits you ✓
Capital Partner B
10.5% p.a.
₹5L · 24 mo · Fits you ✓
Capital Partner C
11.0% p.a.
₹5L · 48 mo · Fits you ✓
Matched privately · No score impact
Borrow
Every matched offer. One place. Zero calls.
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Your identity stays private until you decide
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Offers ranked by true cost, never by placement
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Matched in under 2 seconds, every time
Grow
Grow and manage your books on Grydfi
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Matched demand from channels you don’t reach today
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From ₹250 per funded match
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Consent-governed, RBI DL 2025 compliant from day one
Pre-matched profiles
12 new today
Ravi K. · ₹3.2L · 720
Criteria match: 96% ✓
Priya S. · ₹1.8L · 695
Criteria match: 89% ✓
Arjun M. · ₹5.0L · 748
Criteria match: 94% ✓
Your rules ran automatically · 0 manual reviews
Enrolment Checkout
Annual fee
₹1,20,000
Pay over time with GrydFi →
Instant approval at enrolment
● Approved in session ✓
● Zero compliance to carry ✓
Embed
Add credit to your platform, in one script tag
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Live in days, not months
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You never touch money or compliance
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One integration. Every opportunity. Zero upfront cost.
Every decision here is yours.
01
Your data moves only when you say so.
Your identity never leaves Grydfi until you explicitly choose one institution. The network sees your profile. Not you.
02
Every matched option shown to you.
All institutions whose criteria match your profile appear — ranked by APR, never by placement. Nothing is hidden, nothing is promoted.
03
Change your mind at any step.
Every tier of consent is a separate decision. You can stop, pause, or reverse at any point. Grydfi cascades the revocation automatically.
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Never a lender. Never a marketplace.
Grydfi is the network between you and every institution. It never lends, never touches your money, and never sells your data.
How can we help today?
How can we help you today?
Get funds
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Invest in loans
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Expand reach
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How it works
See every offer. Choose one. Share once.
Grydfi is the network between you and every institution. It never lends, never touches your money, and never sells your data.
< 2 sec
See every offer. Choose one. Share once.
Resources
Resources
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A guide to your rights in digital lending
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Understanding APR and your loan offer
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Grydfi insights blog
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How the Grydfi protocol works
Tools
Tools
EMI calculator
See your monthly payment before you decide.
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APR vs flat rate explainer
Understand the true cost of any offer.
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Eligibility check
See where you stand in about a minute.
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Loan book growth estimator
See exactly how quickly you could start growing.
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Sign up for the latest offers and updates
Trusted across the credit journey
I compared six offers in one view and picked the lowest APR. One call. The one I chose. That was it.
— Ramesh S. · Salaried, Bengaluru (6/26)
I didn’t know which institutions work with small traders. Grydfi matched me to six I hadn’t heard of — two better than my own bank’s offer.
— Dilip M. · MSME owner, Surat (5/26)
The network opened segments we had no distribution into — salaried employees inside payroll platforms. The match quality surprised us.
— Head of Digital Lending · Partner institution (5/26)
I compared six offers in one view and picked the lowest APR. One call. The one I chose. That was it.
— Ramesh S. · Salaried, Bengaluru (6/26)
I didn’t know which institutions work with small traders. Grydfi matched me to six I hadn’t heard of — two better than my own bank’s offer.
— Dilip M. · MSME owner, Surat (5/26)
The network opened segments we had no distribution into — salaried employees inside payroll platforms. The match quality surprised us.
— Head of Digital Lending · Partner institution (5/26)